Build a Retirement Investment Account With Little Cash

( – Saving for retirement isn’t always easy. There’s good news, though. Today’s newest technology has come to the rescue and made it a lot easier. Unlike the old days when you’d have to go to a bank or a financial adviser, now you can save right from your phone — even if you have very little cash to start with.

3 Apps to Help You Save

Here are some of the most popular apps to help you get started:

  1. Investment app Acorns rounds your purchases to the nearest dollar and then invests your change for you. It’s great for people who want to save but don’t want to change their lifestyle drastically.
  2. Stash is another app for someone who wants to start investing slowly. It allows you to invest as little as $1 per month. You can choose from hundreds of stocks, bonds and exchange-traded funds (ETFs). The app also allows you to automatically move money and pay your bills with it.
  3. For those of you who don’t have a steady paycheck, Digit is for you. It’s hard to invest money or save for retirement when you work in the gig economy. The app analyzes your spending and then moves some of your money to savings every day. You can even set goals for yourself, like if you want to pay off your credit cards or start a vacation fund.

You can find all the apps mentioned in your app store. They all have small monthly fees, some for as low as $1. Check them out if you’re struggling with your savings account.

~Here’s to Your Financial Health!

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